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So far Lockton Affinity, LLC has created 28 blog entries.

An Insurance Market Update for Food and Beverage Clients

To say things have changed over the last year is a bit of an understatement—change has swept through every industry, including insurance. Many food and beverage clients have been asked to do the impossible—and succeeded, continuing to stay afloat in an often ambiguous and shifting environment. As a business owner, your focus continues to be [...]

By | January 7th, 2021|Insurance tips|0 Comments

Common Fast Food Restaurant Holiday Claims and How to Prevent Them

Around the holidays, quick-serve restaurants can see an increase in claims. The reason for increased claims vary, but seasonal celebrations, weather and economic issues all play a part. Fast food restaurant holiday claims can cause stress and worry at a time that is already hectic and stressful. For quick-serve restaurants, we often see an increase [...]

By | December 18th, 2020|Risk management|0 Comments

Security Systems for Reducing Employee Theft at Quick-Service Restaurants

There are unique challenges when it comes to reducing employee theft at quick-service restaurants. Margins are thin, turnover is high, and almost everything is a consumable. While many businesses focus on external theft, restaurants face a significant risk from their own employees. According to the National Restaurant Association, up to 75% of inventory shortages and [...]

By | November 6th, 2020|Insurance tips, Risk management|0 Comments

What to Know About Third-Party Delivery Services

You may have noticed that demand in the food delivery industry is exploding. Even before COVID-19, more and more consumers were ordering delivery. With new health and safety guidelines, most quick service restaurants are considering adding delivery service or working with third-party delivery services such as DoorDash and Uber Eats. But it's important to understand [...]

By | September 30th, 2020|Insurance tips, Risk management|0 Comments

Risks and Benefits of Parking Lot Improvements

Parking lot improvements can make a big difference for the customer experience and curb appeal of your restaurant business. Every parking lot poses a risk for cars, pedestrians and property, as customers and employees can be involved in accidents and cause damage. Improperly maintained parking lots may pose an increased risk for your business. However, [...]

By | August 26th, 2020|Risk management|0 Comments

Preparing Restaurants for Hurricane Season

While you hope your restaurant will not face severe weather during hurricane season, it always pays to be prepared. NOAA forecasts a busy Atlantic hurricane season from June through November 2020, with 13–19 named storms and 3–6 major hurricanes. Considering the risks, proactively preparing restaurants for hurricane season is a must. Here are steps you [...]

By | August 11th, 2020|Insurance tips, Risk management|0 Comments

FAQs about Business Insurance

Choosing insurance is one of the most important decisions you will make for your business. But coverage options can be confusing and complex. Here are answers to some of the most FAQs about business insurance for franchise owners. FAQs about Business Insurance  What Is Business Insurance? Business insurance helps protect your company's assets from losses [...]

By | July 14th, 2020|Insurance tips|0 Comments

Building a Risk Management Program

As a franchise owner, you know that things don't always go according to plan. Success in the restaurant industry always involves some amount of risk. Discover how building a risk management program for your franchise can help manage those risks, better protect your employees and guests from harm and shield your business from associated costs. [...]

By | June 10th, 2020|Risk management|0 Comments